We are a provider of services as posted on our website. We do not extend credit. We complete the service as contracted with a client and invoice the client for payment prior to handoff. Once we hand off to the client any service or development client agrees never to claim a refund not do a charge back on a credit card under any circumstances. We take all payments on a non refundable basis. The client must satisfy itself before making payment to us that all service paid for are deemed to be delivered as per client satisfaction.